Panorama Mortgage Group Launches Down Payment Assistance Program as Affordability Solution

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LAS VEGAS--(BUSINESS WIRE)--Nov 18, 2025--

Panorama Mortgage Group, a leading independent mortgage bank focused on affordable lending, today announced the launch of Advantage DPA, a down payment assistance program designed to help underserved borrowers access homeownership and build generational wealth.

Facilitated by affordable housing innovator Arrive Home, Advantage DPA is now available to Panorama's partners nationwide through its Travisa wholesale channel. The program offers 3.5% or 5% in down payment assistance, with both forgivable and repayable options, empowering lender partners to help more families achieve homeownership in today's high-cost environment.

“At Panorama Mortgage Group, our commitment to first-time homebuyers and underserved communities isn't just part of our mission, it's who we are,” said Hector Amendola, President of Panorama Mortgage Group. “Advantage DPA helps borrowers overcome the affordability challenge with a simple, flexible solution that reduces upfront costs, expands buying power, and keeps the path to homeownership within reach.”

Designed with both borrowers and originators in mind, the program streamlines the process compared with traditional state or municipal assistance programs. Additional features include accepting borrowers with credit scores as low as 600, while those with scores above 640 do not have to complete homebuyer education. Manual underwriting is allowed and standard FHA debt-to-income ratios apply, which translates into greater buying power. Specifically, for those borrowers who chose the 3.5% forgivable second lien with 0% interest and no payments, the assistance amount is forgiven after 36 consecutive on-time payments on the first mortgage.

Panorama is offering a Masterclass webinar on Advantage DPA for brokers and agents on Wednesday, November 19, 2025, featuring Shawn King, Executive Vice President of Sales at Arrive Home. The webinar will discuss program specifics and share key insights on how partners can expand their business while addressing today's affordability challenges.

“We're proud to offer our Travisa wholesale partners access to this innovative program,” added Amendola, “Advantage DPA creates access to homeownership for more borrowers, while also driving meaningful business growth for our lender partners.”

About Panorama Mortgage Group

Panorama Mortgage Group is a multi-channel mortgage company headquartered in Las Vegas, Nevada. The company is committed to promoting homeownership, particularly in underserved communities. Offering a range of loan products, Panorama delivers personalized solutions tailored to the unique needs of each borrower. With a client-first approach and a focus on transparency, Panorama is committed to helping individuals and families achieve their homeownership goals.

View source version on businesswire.com:https://www.businesswire.com/news/home/20251118031238/en/

CONTACT: Press Contact

Jacob Gaffney

[email protected]

817.471.7627

KEYWORD: NEVADA UNITED STATES NORTH AMERICA

INDUSTRY KEYWORD: PERSONAL FINANCE FINANCE PROFESSIONAL SERVICES RESIDENTIAL BUILDING & REAL ESTATE CONSTRUCTION & PROPERTY

SOURCE: Panorama Mortgage Group

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PUB: 11/18/2025 08:35 AM/DISC: 11/18/2025 08:34 AM

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