On Tap Credit Union Launches I.P.A. Checking to Blend High-Yield Savings, Everyday Protections, and Lifestyle Perks

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GOLDEN, Colo.--(BUSINESS WIRE)--Jan 13, 2026--

On Tap Credit Union®, a values-driven financial institution serving Coloradans since 1954, is raising the bar on checking accounts with the launch of its new Interest Premier Account (I.P.A.) Checking. The account combines competitive interest with built-in protections and discounts to deliver more value and peace of mind for members.

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On Tap Credit Union branches celebrating the launch of the new interest-bearing checking product.

Designed for those who want more from their everyday banking, I.P.A. Checking goes beyond traditional accounts by offering a blend of savings, convenience, and security benefits.

Key Features of I.P.A. Checking include:

• Competitive Interest & ATM Refunds – Earn higher interest when simple requirements are met, plus receive up to $20 in monthly ATM fee refunds.
• Cell Phone Protection – Coverage up to $600 per claim (two claims per year) for stolen or damaged devices when bills are paid through the account.
• IDProtect® Identity Theft Monitoring – Daily credit file monitoring, dark web alerts, and up to $5,000 in expense reimbursement, along with dedicated fraud resolution specialists.
• 24/7 Telehealth Access – Connect with U.S.-based board-certified doctors, therapists, and counselors with no copays or surprise bills.
• Travel & Leisure Discounts – Exclusive savings from thousands of local and national businesses, accessible from any mobile device.

“We believe financial products should be thoughtfully designed around the people who use them,” said Tracie Wilcox, President and CEO of On Tap Credit Union. “By crafting meaningful solutions like the I.P.A. Checking account, we’re continuing to deliver value, convenience, and trust to the communities we serve. This account is about protection and everyday value, helping members feel more secure and supported while enjoying meaningful perks.”

Members can easily avoid the $8 monthly service fee and unlock the highest interest rates by enrolling in eStatements, using their debit card 20 times per month, and maintaining a qualifying balance.

I.P.A. Checking is now available to all eligible members. To learn more or to open an account, visit www.ontapcu.org or call 303-279-6414.

About On Tap Credit Union®

Formerly known as Coors Credit Union, On Tap Credit Union is a full-service cooperative financial institution dedicated to serving individuals living and working in Jefferson, Denver, Boulder, and Larimer counties. Established in 1954, the credit union manages $391 million in assets and boasts a membership of 20,000 individuals who are also owners of the organization. On Tap Credit Union offers personalized financial consultations and a wide range of financial solutions, including a host of consumer banking solutions from a robust deposit suite to vehicle, mortgage, and home equity loans, credit cards, insurance, investment accounts, and financial guidance. Additionally, the credit union provides a comprehensive array of business services, featuring a variety of commercial lending solutions. All of these products and services are delivered on an advanced online banking platform to ensure service anytime, anywhere. To learn more about On Tap Credit Union, follow them on Facebook, Instagram, or LinkedIn.

To learn more, visitwww.OnTapCU.org.

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CONTACT: Nicole Zimmerman

Director of Marketing

On Tap Credit Union

303.215.4675

[email protected] 

KEYWORD: UNITED STATES NORTH AMERICA COLORADO

INDUSTRY KEYWORD: PERSONAL FINANCE FINANCE CONSULTING BANKING PROFESSIONAL SERVICES

SOURCE: On Tap Credit Union

Copyright Business Wire 2026.

PUB: 01/13/2026 11:00 AM/DISC: 01/13/2026 11:00 AM

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